credit cycle การใช้

• As a third step, this framework makes use of predictability of credit cycles.
• This model of'credit cycles'is now known as the Kiyotaki Moore model.
• The bank rightly has been concerned about where we are in the credit cycle,
• A lower equity-to-assets ratio can leave a company with a thin buffer against downturns in credit cycles.
• Eventually the banks grew more friendly, but only after losses from previous credit cycles began to ease.
• The credit cycle has been so good,
• While we recognize that we are at a challenging point in the credit cycle, our portfolio is well diversified,
• This recurring leveraging-deleveraging cycle is one of the most important amplifying mechanism contributing to the credit cycles and business cycles.
• The above framework provides a method to quantify credit cycles, their systematic and random components and resulting PIT and TTC PDs.
• Clearly, many banks have other priorities these days, as a downward shift in the credit cycle has hurt their core business.
• The prospects for Capital, which will be spun out first, are the bleakest right now, because of the economic downturn and the credit cycle.
• Banks have been eager to expand their mix of businesses that generate fees to reduce their vulnerability to credit cycles and interest rate swings.
• The reason, instead, is that the excesses of the current credit cycle are beginning to appear, and banks are becoming a bit more cautious.
• The high-tech sector, with its high proportion of young firms, is more vulnerable to the kind of credit cycle on which this forecast is based.
• "We aren't putting our head in the sand while we're going through the credit cycle, where we can expect double-digit growth in the future ."
• In 2010, Kiyotaki and Moore won the Stephen A . Ross Prize in Financial Economics for their 1997 paper " Credit Cycles " in the Journal of Political Economy.
• "Most of the focus has been there, but I think the credit cycle is actually moderating now, " says Dan Fuss, the Boston-based manager of the Loomis Sayles Bond fund.
• This disagreement has spilled into " numerous " articles, including Austrian Business Cycle Theory, Credit crunch, Credit cycle, Fractional-reserve banking, Full-reserve banking, Inflation, Monetary inflation, Monetary reform, etc ., etc.
• Critics accurately point out that none of these new players have experienced a complete credit cycle and thus, their underwriting models have not been market tested by an economic contraction.
• U . S . Treasury Secretary Timothy Geithner has stated that the " combined effect of these factors was a financial system vulnerable to self-reinforcing asset price and credit cycles ."